State Fee Calculator

Florida Tax, Title and License Calculator

What the state actually charges on a car purchase in Florida, separated from what the dealer adds. Every government figure comes from FLHSMV.

How much is tax, title and license (TTL) in Florida?

On a $25,000 car, tax, title and license in Florida is about $1,924.35: $374.35 in fees and $1,550 in tax. The fixed fees stay about the same at any price; the tax is what moves with what you pay.

Use the full Florida calculator to enter your own price, trade-in and vehicle details. The table below shows the total at common prices.

Tax, title and license in Florida by price

Purchase priceFeesTaxTTL totalWith 30% trade-in
$3,000 car $374.35 $210 $584.35 $521.35
$5,000 car $374.35 $350 $724.35 $619.35
$6,000 car $374.35 $410 $784.35 $668.35
$10,000 car $374.35 $650 $1,024.35 $844.35
$20,000 car $374.35 $1,250 $1,624.35 $1,264.35
$30,000 car $374.35 $1,850 $2,224.35 $1,684.35
$40,000 car $374.35 $2,450 $2,824.35 $2,104.35

Used vehicle, first registration in Florida, at the state tax rate. Includes the typical local rate of 1%.

Where the money goes

On a $25,000 car in Florida, tax is $1,550 of the $1,924.35 total and the fixed fees are $374.35. The tax scales with the price of the car. The fees do not, which is why tax, title and license is a much bigger number on an expensive car and barely noticeable on a cheap one.

Sales tax on a car in Florida

The Florida rate is 6% plus local rates of 0% to 1.5%. source 2 It is the biggest part of the bill on an expensive car, and the calculator above works it into your total. How a trade-in changes it is covered in trade-ins below, and every state's rate is on the car sales tax by state page.

Does a trade-in reduce your tax in Florida?

Yes. Florida subtracts the trade-in allowance from the price before the tax is worked out. The bigger the trade-in, the smaller the tax bill.

Buy a $28,000 car and hand over a trade-in worth $8,000 and you are taxed on $20,000, not $28,000. That is $480 you do not pay.

One catch worth knowing. The credit usually only applies when the trade and the purchase happen as a single deal with the same dealer. Sell your old car privately first and you get the cash but you lose the tax break.

Buying from a dealer? Put the doc fee and any add-ons on top of these figures with the out-the-door price calculator, set to Florida.

The Florida documentation fee, and what else is not TTL

Once you strip out the tax, title and registration, what is left on the sheet is the dealer's, and the biggest of those is usually the documentation fee.

Florida sets no maximum, which is the single biggest reason Florida dealer fees are the highest in the country. What the statute requires is a printed disclosure saying the charge represents costs and profit to the dealer for inspecting, cleaning and adjusting the vehicle and preparing the documents. In other words, the law makes the dealer admit it is partly profit, and then lets them pick the number. source 4

No state makes a dealer charge this, and Florida puts no ceiling on it, so of everything on the sheet it is the line with the most room to push back on.

For the full list of what belongs to the state and what belongs to the dealer, see what dealers add that is not tax, title and license, and how Florida's doc fee rule compares with the rest.

Motorcycles, leases and other cases

Three situations where the figure above does not apply:

  • Motorcycles. FLHSMV registers them on a different and much cheaper schedule. Motorcycles are $10.00. The tax works the same way, on the purchase price.
  • Leases. A lease is not a purchase, and several states tax the monthly payment rather than the value of the car. If you are leasing, the number on this page is not your number.
  • Gifts and family transfers. No sale means no sales tax in most states, though the title fee still applies. The Florida title transfer page has the rule and the form.

Questions about Florida TTL

How to calculate tax, title and license in Florida?

Work it in this order. Take the purchase price, subtract your trade-in, apply the 6% tax rate plus any local rate for your address, then add the flat fees: $85.25 for the title. The calculator on the Florida page does all of it and shows the source for each figure.

How much does it cost to get a tax, title and license in Florida?

On a $25,000 car, about $1,924.35: $374.35 in fees and $1,550 in tax. On a $5,000 car it is about $724.35. The fees stay the same. The tax is what moves.

How much are taxes on a $20,000 vehicle in Florida?

$1,250 in tax on its own, before any fees. That is at the state rate. Your local rate can push it higher, and in Florida it varies by where you live rather than where you buy. A trade-in reduces it, because Florida taxes the difference.

What does tax, title and license include in Florida?

Three things the state charges: the sales or use tax on the purchase, the fee to put the title in your name, and the registration and plate that make the car legal to drive. In Florida the title is $85.25. The tax is the part that moves with the price of the car.

How much is tax, title and license on a $25,000 car in Florida?

About $1,924.35: $374.35 in fees and $1,550 in tax. Change the price in the calculator for your own figure.

Is the documentation fee part of tax, title and license?

No. The doc fee goes to the dealer, not to FLHSMV. It often sits next to the real government fees on the same sheet, which is exactly why it gets mistaken for one. Ask what each line is for.

Can I negotiate tax, title and license in Florida?

Not the tax, the title or the registration. Those are set by the state and the dealer collects them on its behalf. What you can negotiate is the price of the car, which lowers the tax as a side effect, and the dealer's own fees.

How much does a trade-in save on tax, title and license in Florida?

On a $30,000 car with a $10,000 trade-in, tax drops from $1,850 to $1,250. That is $600 saved, because Florida taxes the difference rather than the full price.

The generic explainers, on what tax, title and license means, how to check a dealer's quote, and whether to finance the tax, live on the tax, title and license hub. For Florida specifically, these are the pages worth having open:

How Florida compares at one price

The table above runs Florida at prices from $3,000 to $40,000. To see the same bill in every state side by side, there is tax, title and license on a $30,000 car, state by state.

Nearby states

Or compare all 51 on the tax, title and license by state page.

Where these numbers come from